Car loan industry data rankings in early July, the market continues to be hot

According to incomplete statistics, in the first half of July, 65 car loan platforms were included in the statistical list of eye-look car loans. The total turnover was 10.076 billion yuan, a month-on-month decrease of 11.48%; the average rate of return was 9.23%, which was equal to the average income level of the online loan industry. The gap was small; the average loan period was 5.28 months, which was slightly shorter than the 5.50 months in late June; the total number of platforms invested reached 870,800.

Car loan industry data ranking in early July

The distribution data of 65 car loan platforms that have been included in the Tianyan Research Institute are shown in the figure below:

Anhui: Wanjia Credit, Four Seas Public Investment, Guoer Finance, Quantum Finance

Beijing: Internet-based finance, financial network, network-profit Po, short-melt network, love money, hundred gold loan, Cailutong, favorable network

Fujian: Small and Medium Time Loans, Starfish Finance

Guangdong: Fortunate for Everyone, Houhe Wealth, Auto Loan, Founding Loan, Investment Network, Financial Institution, Chinese Finance, Hang Shun Easy Loan, e-finance, Gifted Financial Service, Palm Fortune, Frontier Wealth, Fruit Tree Wealth , Yiju Network, Mini Credit, Guangfubao, Xinlian Online, Huihui Investment, Easy Loan, Net Investment Network

Hubei: Qirong Network, Haohao, Xinfu Ventures, ZTE Fortune

Jiangsu: Wo Shi Loan

Shandong: Qian Ba, Lu Jinsuo, and Ding Ding Jin Fu

Shanghai: Shanghai Fortune, Today's JC, Lettuce Finance, Car Lending, Baicai Lending, Fengtou

Sichuan: Totem Credit, Jinqiao Bridge, Commercial Credit, Joint Investment Finance, and Particle Wealth

Zhejiang: JuYoucai, Tuodao Jinfu, Yigang Finance, Haotian Youku, Weixin Loan, Shangfu Loan, Qianshanmu, Xiaojiu Jinfu, Huge Wealth Management Net, Juju Finance, and More Financials

Hunan: 58 car loans

1. The total turnover of car loan platforms reached 10.076 billion yuan in early July

Some important car loan platform rankings

Note: "-" represents that the proportion of auto loan business has not yet been calculated.

In the first half of July, the turnover of all car loan platforms decreased 11.48% month-on-month. On the whole, the micro-loans network has seen a significant drop in turnover in early July, a decrease of nearly 1 billion yuan, a decrease of 21.99% from the previous period. Among the 65 platforms included in the statistics, there were 24 platforms with a turnover increase of 36.92%, and 24 platforms with a turnover of more than 100 million.

2. The average yield of car loan platform is 9.23% in early July

The ranking of the average comprehensive interest rate of some important car loan platforms

In the first half of July, the average comprehensive interest rate of car loan platform was 9.23%, which was an increase of 0.16 percentage points compared with 9.07% in late June.

Among the 65 platforms included in the statistics, there were 27 interest rate declines, of which, Rongrong Network had the largest decline, with a decline of 5.57% compared with the previous period. At present, there are 29 platforms with an average interest rate exceeding 10%, accounting for 44.62% of the total.

3. The average loan period for car loan platforms in July is 5.28 months

The borrowing period can reflect the flow of funds on the platform. The shorter the borrowing period, the better the liquidity of the platform.

Some important car loan platform loans deadline ranking

According to the above data analysis, the average loan period for car loan platforms in early July was 5.28 months, which was 0.22 months shorter than the 5.50 months in late June.

The data shows that the platforms with an average loan period of more than 10 months are: Profit Network, Rongrong Network, Houhe Wealth, and Money Bar. There are 26 platforms with an average loan period of 5-10 months, of which the period of accumulation of wealth, Shanghai Fortune, small and medium-sized enterprises, industry loans, and people-to-people has exceeded 8 months. There are 35 platforms with an average loan period of less than 5 months.

4. Car Loan platform borrowers reached 248,400 in early July

The number of borrowers is an important indicator of the operation of the platform. In practice, investors can observe the platform's corporate borrowers and individual borrowers to estimate the platform's average personal borrowings and average corporate borrowings, and use this to see if the platform is compliant.

The number of major car loan platform borrowers

In the first half of July, the total number of loans for 65 car loan platforms was 248,400, which was a decrease of 66,400 passengers and a 20% decrease from the previous month, compared with 315,800 passengers in late June.

According to the statistics of the Tianyan Research Institute, among the 65 car loan platforms, the number of borrowers for the four platforms of the profitable network, the good, the microfinance network, and the investment network is more than 10,000; the nine platforms for everyone, such as gathering money and lettuce money, have been used for half a month. The number of borrowers was between 1000 and 10,000; the remaining 52 platforms had less than 1,000 loans per month.

Judging from the change in the number of borrowers on the platform, the number of borrowers on the 38 platforms rose in June, and the number of borrowers on 25 platforms exceeded 1,000 in a single month. The number of borrowers on the 26 platforms decreased month-on-month, of which net finance fell by a big margin, a decrease of 76.00% from the previous quarter.

5. Car Loan platform investment reached 870,800 in early July

Investor data reflects the popularity of the platform. In general, the greater the number of investors, the more popular the platform. Investors also need to pay attention to the stability of the number of investors. If the number of investors fluctuates with changes in platform activities, this means that the quality of investors on the platform is low, there are more wool parties, there are fewer loyal investors on the platform, and investment is reflected on the side. The recognition of the platform is not high.

The number of major car loan platform investment

In the first half of July, the total number of investment vehicles for the 65 car loan platforms was 870,800 person-times, a decrease of 4.73% from the previous month in June, which was a normal fluctuation.

According to statistics, the number of people investing in more than two financial platforms for multi-financial and multi-financial management has exceeded 100,000 person-times; the number of investment platforms for six platforms including Short-term Financial Network, Micro-finance Network, and Profitable Network is between 10,000 and 100,000 person-times; the remaining 57 Home platform investment is below 10,000 person-times.