What are the types of insurance insurance?

We can use insurance for vehicles to prevent them from happening in case of accidents or other collisions. There are many types of auto insurance, and it is difficult for novice owners to have a clear understanding of these cumbersome insurance items in a short time. We introduce some of the auto insurance from the following aspects, let you know that you should buy those auto insurance.

First, after the accident, it was used to compensate the owner for his own insurance. In the event of an accident, our own vehicle will be subject to certain damage. If these insurances are purchased on repair and replacement parts, then a certain amount of compensation can be obtained for the owner to repair the vehicle. For example, vehicle damage insurance is an insurance that is specifically designed for this situation. This insurance is mainly an insurance that compensates the vehicle owner for damage caused by natural causes or reasons. If this insurance is purchased, hail damages the vehicle or parts of the vehicle need to be repaired. This insurance can be used to obtain a certain amount of compensation, reducing the owner's investment in vehicle maintenance.

Second, it is used to compensate the other party’s insurance. If a car accident happens to be the responsibility of the owner, it is necessary to pay for the other party. Some auto insurance is designed to help the owner to take certain compensation responsibility. The three insurance and automobile insurance are all such insurance. Generally, after the accident, there is a strong insurance to pay the premium. If the insurance is not enough, then there is a third party liability insurance to continue to pay. The amount paid by the three parties is the amount of each payment, such as the accidental payment of 100,000 yuan this time, then the next accident as long as the contract will still pay 100,000 yuan. This is the maximum amount of compensation. The excess is paid by the owner himself.

Third, several other types of vehicle insurance against accidents. There are also some auto insurance is for accidents, such as scratch insurance, glass insurance, self-ignition insurance, vehicle robberies, etc. These insurances are an effective supplement to auto insurance. These are less risky situations, the amount of insurance is not very large, if you can afford to buy, these accidents can not guarantee when it will happen.

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