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When many riders buy a car, in order to prevent all kinds of accidents, plus the salesman's flicker, they will buy a lot of insurance.
There is a gun in the wood.
Faced with so much insurance, do we really need to buy it?
At this point, Xiao Bian will give a series of answers~
Top1: The most useless auto insurance
Why is it most useless? It is divided into two points.
The first point: You choose to insure self-ignition insurance is equal to repeated insurance, because the car as long as the warranty period is the manufacturer is responsible for the auto-ignition accident.
The second point: to buy this insurance is not appropriate to say that the sky is out of the pie and licking your head.
Ps: But if you burn yourself with a tamping (engine) engine, it doesn't matter if you buy it!
Top2: No egg breaks through the glass alone
Insurance companies are good at word games (in the next push, ants will give you specific examples), and that's it.
Only if we don't put valuables on the surface, who will go to the glass of your car!
Right ~
You have to take the street as your home and stop at random. But maybe someone will lick your car glass ~ not only the glass å“Ÿpu~ pu~
Ps: special instructions for hail - In the case of hail, generally speaking, according to the insurance clause, if the entire vehicle is damaged, you can get the corresponding payment as long as you cover the car damage insurance and additional deductible. If only a single glass is damaged (without the sunroof), a separate glass breakage insurance is required to pay for it.
The ants in the underground garage never worry about hail.
Top3: There is no practical role in wading insurance
Pay attention to the requirements of the insured. The vehicle may be compensated if the vehicle causes damage to the engine after wading or flooding on the accumulating surface. However, if the owner of the vehicle is forced to start the engine after flooding and causes damage, the insurance company will not compensate!
Therefore, most people will start the second time - when the insurance company will find a reason not to pay compensation ~
Also, as long as you don't risk passing in the rainy season, it's better than anything.
Top4. Useful and useless scratches so useless
Scratch insurance refers to the fact that during the insurance period, the surface of the body surface of the insured vehicle with no obvious collision marks is scratched separately, and the insurance company is responsible for compensation according to actual losses.
A simple math problem:
2000 coverage amount of scratch insurance premium = 400 pieces,
5000 coverage = 800 blocks,
Multiple trips = insurance premium in the coming year*N
Car repair scratches at the door ≈ 200 ~
Is it cost-effective for you to say?
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